earnph49 Privacy Policy

This Privacy Policy ("Policy") describes how earnph49 ("earnph49," "we," "us," or "our") collects, uses, discloses, stores, and protects the personal information of users ("you," "your," or "Player") who access or use the earnph49 online casino platform, including the website at earnph49.org and any associated mobile applications or services (collectively, the "Platform").

earnph49 is committed to protecting your privacy and handling your personal data with transparency, integrity, and in full compliance with the Republic Act No. 10173, also known as the Data Privacy Act of 2012 of the Philippines, and its implementing rules and regulations.

This Policy should be read together with our Terms & Conditions and Responsible Gaming Policy, which are incorporated by reference.

This Policy applies to all personal information collected by earnph49 in connection with your use of the Platform, regardless of how you access it — whether via desktop browser, mobile browser, or any earnph49 application. It covers information collected directly from you, automatically through your use of the Platform, and from third-party sources where applicable.

earnph49 acts as the Personal Information Controller in respect of the personal data it collects and processes. This means earnph49 determines the purposes and means of processing your personal data and is responsible for ensuring that such processing is carried out lawfully, fairly, and transparently.

This Policy does not apply to third-party websites, services, or applications that may be linked to or from the earnph49 Platform. earnph49 is not responsible for the privacy practices of any third-party operators, including game providers whose titles are available on the Platform.

earnph49 collects the following categories of personal data from players and Platform users:

earnph49 does not intentionally collect sensitive personal information such as racial or ethnic origin, political opinions, religious beliefs, or health data, except where strictly required by applicable law or regulatory obligation (for example, responsible gaming assessments).

earnph49 collects personal data through the following means:

• Direct interactions: Information you provide when registering an account, completing KYC verification, making deposits or withdrawals, contacting customer support, or participating in promotions.
• Automated technologies: Technical and usage data collected automatically when you access the Platform, including through cookies, web beacons, pixel tags, and server logs. See Section 9 for more details on cookies.
• Payment processors: Financial data shared with earnph49 by payment service providers such as GCash, PayMaya, BPI, BDO, and Metrobank when you conduct transactions on the Platform.
• Identity verification providers: Data received from third-party KYC and anti-money laundering (AML) verification services used to confirm your identity and comply with regulatory requirements.
• Fraud prevention services: Data from third-party fraud detection and risk management providers used to protect the integrity of the Platform and its users.
• Publicly available sources: Information from public databases, government registries, or other publicly accessible sources where necessary for compliance or verification purposes.

earnph49 uses your personal data for the following purposes:

• Account management: To create, maintain, and manage your earnph49 player account, including authentication and account security.
• Service delivery: To provide you with access to games, process deposits and withdrawals, and deliver the full range of earnph49 Platform services.
• Identity verification (KYC): To verify your identity, age (21+), and eligibility to use the Platform in compliance with PAGCOR regulations and Philippine law.
• Financial processing: To process transactions, detect and prevent payment fraud, and comply with anti-money laundering (AML) obligations.
• Customer support: To respond to your inquiries, resolve disputes, and provide technical assistance.
• Responsible gaming: To monitor gaming behavior, identify potential problem gambling indicators, and administer responsible gaming tools such as deposit limits and self-exclusion.
• Legal compliance: To comply with applicable Philippine laws, PAGCOR licensing requirements, court orders, and regulatory directives.
• Marketing communications: To send you promotional offers, bonus notifications, and platform updates — but only where you have provided your consent or where permitted by law. You may opt out at any time.
• Platform improvement: To analyze usage patterns, conduct research, and improve the features, performance, and security of the earnph49 Platform.
• Fraud prevention: To detect, investigate, and prevent fraudulent activity, cheating, collusion, and other prohibited conduct on the Platform.

Under the Data Privacy Act of 2012 (RA 10173), earnph49 processes your personal data on the following legal bases:

• Contractual necessity: Processing required to perform our contract with you — i.e., to provide the earnph49 Platform services you have registered for.
• Legal obligation: Processing necessary to comply with applicable Philippine laws, PAGCOR regulations, AML requirements, and other regulatory obligations.
• Legitimate interests: Processing necessary for earnph49's legitimate business interests, such as fraud prevention, platform security, and service improvement, where these interests are not overridden by your rights and freedoms.
• Consent: Processing based on your freely given, specific, informed, and unambiguous consent — particularly for direct marketing communications. You may withdraw your consent at any time without affecting the lawfulness of processing carried out prior to withdrawal.

earnph49 does not sell, rent, or trade your personal data to third parties for their own marketing purposes. We may share your personal data with the following categories of recipients only to the extent necessary and for the purposes described in this Policy:

• Payment service providers: GCash, PayMaya, BPI, BDO, Metrobank, and other payment processors to facilitate deposits and withdrawals.
• KYC and AML providers: Third-party identity verification and anti-money laundering compliance service providers.
• Game software providers: Game developers and platform providers whose titles are available on earnph49, to the extent necessary to deliver gameplay services.
• IT and security service providers: Cloud hosting, cybersecurity, and technical infrastructure providers who process data on our behalf under strict data processing agreements.
• Regulatory authorities: PAGCOR, the National Privacy Commission (NPC), law enforcement agencies, courts, and other government bodies where required by law or regulatory directive.
• Professional advisors: Lawyers, auditors, and accountants where necessary for legal, compliance, or financial purposes, subject to professional confidentiality obligations.

All third-party service providers who process personal data on behalf of earnph49 are required to implement appropriate technical and organizational security measures and to process such data only in accordance with earnph49's instructions and applicable data protection law.

earnph49 retains your personal data only for as long as necessary to fulfill the purposes for which it was collected, including for the purposes of satisfying any legal, regulatory, accounting, or reporting requirements.

• Active account data: Retained for the duration of your account's active status plus a minimum of five (5) years following account closure, in compliance with PAGCOR record-keeping requirements and Philippine AML regulations.
• Transaction records: Financial transaction data is retained for a minimum of five (5) years from the date of the transaction.
• KYC documents: Identity verification documents are retained for a minimum of five (5) years following account closure or the end of the business relationship.
• Marketing data: Retained until you withdraw your consent or opt out of marketing communications, after which it will be deleted or anonymized within 30 days.
• Technical and usage data: Generally retained for up to two (2) years for analytics and security purposes.

Upon expiry of the applicable retention period, earnph49 will securely delete or anonymize your personal data in accordance with its data disposal procedures.

earnph49 implements a comprehensive set of technical and organizational security measures designed to protect your personal data against unauthorized access, disclosure, alteration, loss, or destruction. These measures include:

• 256-bit SSL/TLS encryption for all data transmitted between your device and the earnph49 Platform.
• Encrypted storage of sensitive personal and financial data at rest using industry-standard encryption protocols.
• Access controls limiting access to personal data to authorized earnph49 personnel on a strict need-to-know basis.
• Multi-factor authentication for internal systems and administrative access.
• Regular security audits and penetration testing conducted by independent cybersecurity professionals.
• Incident response procedures to detect, contain, and report data breaches in accordance with NPC notification requirements.

earnph49 uses cookies and similar tracking technologies to enhance your experience on the Platform, analyze usage patterns, and support security functions. A cookie is a small text file placed on your device when you visit the Platform.

earnph49 uses the following types of cookies:

• Strictly necessary cookies: Essential for the Platform to function correctly, including session management, authentication, and security. These cannot be disabled.
• Functional cookies: Remember your preferences and settings (such as language and display preferences) to provide a more personalized experience.
• Analytics cookies: Collect anonymized data about how users interact with the Platform to help earnph49 improve its services and performance.
• Marketing cookies: Used to deliver relevant promotional content and measure the effectiveness of earnph49 marketing campaigns. These are only activated with your consent.

You can manage your cookie preferences through your browser settings. Please note that disabling certain cookies may affect the functionality of the earnph49 Platform. For more information on managing cookies, refer to your browser's help documentation.

Under the Data Privacy Act of 2012 (RA 10173) and its implementing rules, you have the following rights with respect to your personal data held by earnph49:

• Right to be informed: The right to be informed of how your personal data is being collected and processed — which this Policy fulfills.
• Right of access: The right to request a copy of the personal data earnph49 holds about you.
• Right to rectification: The right to request correction of inaccurate or incomplete personal data.
• Right to erasure: The right to request deletion of your personal data where it is no longer necessary for the purposes for which it was collected, subject to earnph49's legal retention obligations.
• Right to object: The right to object to the processing of your personal data for direct marketing purposes or on grounds relating to your particular situation.
• Right to data portability: The right to receive your personal data in a structured, commonly used, machine-readable format.
• Right to lodge a complaint: The right to lodge a complaint with the National Privacy Commission (NPC) of the Philippines if you believe your data privacy rights have been violated.

To exercise any of these rights, please contact earnph49's Data Protection Officer at [email protected]. earnph49 will respond to all verified data subject requests within 30 calendar days of receipt.

The earnph49 Platform is strictly intended for individuals who are 21 years of age or older, in accordance with Philippine gaming law and PAGCOR regulations. earnph49 does not knowingly collect personal data from individuals under the age of 21.

All account registrations are subject to age verification as part of the KYC process. If earnph49 discovers that personal data has been collected from a person under 21 years of age, it will immediately suspend the associated account, delete the personal data in question, and return any deposited funds in accordance with applicable law.

If you are a parent or guardian and believe that your child under the age of 21 has provided personal data to earnph49, please contact us immediately at [email protected] so that we can take appropriate action.

earnph49 primarily processes and stores personal data within the Philippines. However, some of our third-party service providers — including cloud infrastructure, KYC verification, and game software providers — may be located in or operate from other countries.

Where personal data is transferred outside the Philippines, earnph49 ensures that appropriate safeguards are in place to protect your data, including:

• Entering into data processing agreements with third-party recipients that incorporate standard contractual clauses approved by the National Privacy Commission.
• Transferring data only to countries or organizations that provide an adequate level of data protection as recognized under Philippine law.
• Implementing additional technical and organizational safeguards where required.

By using the earnph49 Platform, you acknowledge and consent to the transfer of your personal data to third-party service providers in other countries as described in this Policy, subject to the safeguards outlined above.

earnph49 reserves the right to update or amend this Privacy Policy at any time to reflect changes in our data processing practices, legal obligations, or Platform features. When material changes are made, earnph49 will notify registered players via email or a prominent notice on the Platform at least seven (7) days before the changes take effect.

The updated Policy will be posted on the earnph49 website with a revised effective date. Your continued use of the Platform after the effective date of any amended Policy constitutes your acceptance of the revised terms. If you do not agree with the changes, you must cease using the Platform and may request account closure.

The most current version of this Privacy Policy is always available at earnph49.org/privacy-policy. earnph49 recommends that you review this Policy periodically.

If you have any questions, concerns, or requests regarding this Privacy Policy or earnph49's data processing practices, please contact our Data Protection Officer (DPO):

• DPO Email: [email protected]
• General Support: [email protected]
• Response Time: All privacy-related inquiries will be acknowledged within 48 hours and resolved within 30 calendar days.

You also have the right to lodge a complaint directly with the National Privacy Commission (NPC) of the Philippines if you believe your data privacy rights have been violated. Information on how to file a complaint with the NPC is available on the NPC's official website.